A Bank in your App

A Bank in your App

At Bancrs, we offer both traditional and non-traditional banking services. As a Bancrs Mitra, you get a opportunity to earn over Rs 30,000/- monthly through various utility bill payments, cash deposits, Micro ATM services, DMT services, and more.

To increase your earnings even further, you can offer products like home loans, personal loans, vehicle loans, business loans, credit cards, as well as current and savings account opening for multiple banks.

To establish yourself as a complete financial hub, we enable our Bancrs Mitra to generate income through lead generation for mutual funds and insurance products. You also have the chance to open pension accounts under PFRDA for your clients and earn additional revenue.

And the greatest advantage is that you won't need any working capital for this! With Bancrs, transform your shop into a digital banc in your area.

Banking Services

Become the most trusted Bancr of your area

No working capital required. Provide seamless banking services such as cash withdrawals, money transfers, cash deposits, credit card and current & savings account opening from your shop.

AePS

This service enables the customer to use their Aadhaar card to access their Aadhaar-linked bank account and carry out basic banking transactions like withdrawals, deposits, balance enquiry, and bank transfers.

Direct Money Transfer (DMT)

With the help of this service, you can help customers transfer money from retail locations & transfer funds instantly to all bank accounts across India.

Micro ATM

Our micro ATM centers will support all transactions which can be normally conducted at a Bank’s regular ATM – thereby avoiding all the technical glitches and cash unavailability at your nearest bank outlet.

CSP

Customer Service Point (CSP) will enable people to open bank accounts, withdraw and deposit money from any part of India with the help of agents.

Credit Card

Customer Service Point (CSP) will enable people to open bank accounts, withdraw and deposit money from any part of India with the help of agents.

Recharge & Bill Payments

Upgrade your business with Bancrs digital solutions

This service is available at no cost to all our Bancrs Mitra. The Bancrs Digital Platform assists you in growing your business by implementing the appropriate digital tools, including various digital payment methods and a digitized customer ledger to enhance the management of payments, reconciliations, and customer credits.

Gas, Electricity & Water Bills

Every household needs to pay these utility bills every month. Offer them from your shop and ensure regular monthly income for yourself

Recharge Services

Offer customers the options to recharge mobile, DTH services and data cards from 15+ partners. Recharge transactions are frequent in nature and will ensure recurring income

Credit Card Payments

Help customers make their credit card payments across 25+ banks. Credit card payment also follows a monthly cycle, and will ensure recurring income opportunity for yourself.

Education Fees,Municial Tax & Insurance Premium Collection

Offer cash collection services for more than 40+ partners. Customers and collection agents can deposit EMIs at your store, and you earn on every cash deposit.

Insurance Coming soon

Become an Insurance Champion of your area

Less than 5% of people in India have insurance coverage. Help you clients to cover themselves from life’s unpredictabilities. Provide them with cost-effective insurance options in Life, health & medical, and general insurance solutions by generating leads. Generate Income for yourself & respect in the process.

Two Wheeler Insurance

A two-wheeler insurance policy is an insurance cover for protection of two wheelers, i.e. scooters & bikes. The policy covers accidental repair costs and provides financial security against third party damages or losses incurred due to thefts, natural disasters, vandalism etc.

Four Wheeler Insurance

Four Wheeler insurance is a unique insurance policy for vehicle owners to protect them from incurring any financial losses that may arise due to damage or theft of the vehicle. Whether you have a private car, a commercial vehicle, you can purchase a four wheeler motor insurance policy

Health Insurance

Health insurance is a type of insurance that covers medical expenses that arise due to an illness or injuries. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees. It is also called medical insurance and covers you against various diseases.

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

Travel

Become the one-stop travel agency in your area

We provide a complete range of travel products and services at highly competitive prices with excellent commissions. As a Bancrs Mitra, you can offer rail services, flights, hotels, holidays, and more directly from your shop.

Train Ticket Bookings

We are an authorized IRCTC partner, Offer train ticket bookings from your shop by using our simple, user friendly app. Earn on every transaction.Our user-friendly interface enables you to book tickets quickly & makes the whole process hassle-free for customer

Bus Ticket Bookings

Now, book your bus tickets on Bancrs app and make your bus booking experience smoother for you as well as your customers. Earn on every transaction.

Flight Ticket Bookings

With a fully integrated B2B2C flight booking portal, we take care of the end to end business processes and ensure a smooth and seamless booking experience for our clients. Earn money on every booking.

Hotel Booking

Now,Book Hotels in india and abroad through Bancrs app at a competitive rates and earn money on every bookings.

Investments

Upgrade yourself as trained financial advsior

With a wide basket of investment options under one roof, we have got you an opportunity to earn some handsome money! we will provide all the required training to become a financial advisor. This will help you to serve your customers in a right way and advise them correctly to choose best product as per their needs, from the basket of investment products offered by Bancrs!

National Pension System (NPS)

NPS is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life.

Mutual Fund

A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers

Sovereign Gold Bond (SGB)

SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India.

Fixed Deposit (FD)

A Fixed Deposit is a type of an account opened with a bank where an assured rate of interest is paid for keeping the funds for a particular period. Fixed Deposits are an easy way to earn returns from funds that are lying idle.

Capital Gain Bonds

Capital gain bonds or 54EC bonds are the fixed income instruments that provide capital gains tax exemption under section 54EC to the investors. The tax liability on long-term capital gains from sale of immovable property can be reduced by purchasing 54EC bonds.

IPOs

Initial public offering is the process by which a private company can go public by sale of its stocks to general public..

Loan Products

Upgrade your business with Bancrs digital Loan Product Offering.

Our loan product offerings include both secured and unsecured loans at low interest rates. We have partnered with top banks and bring along safe and secure credit services for all ticket sizes. Simplify loan processes, enabling convenience and fostering mutual profitability for your business and valued customers.

Two Wheeler Loan

A two-wheeler loan helps to buy a scooter or a motorcycle at affordable EMIs for up to 60 months. Now customers can apply for 100% on-road bike or scooter loans at low interests with our partner banks. For instant bike loans, please contact our agents or fill the form.

Personal Loan

Personal loans are all-purpose unsecured loans which can be availed for various needs such as education, home renovation, travel, medical expenses or business. We offer hassle free, no guarantor and no security personal loans at affordable EMIs.

Gold Loans

Gold loan is a secured loan, ideal for short term cash requirements. The loan can be applied by pledging gold jewelry, ornaments, coins etc at low interest rate. The approval is fast and requires minimum documentation.

MSME Loan

MSME Loans are easy and flexible secured/unsecured business loans that can be used for working capital requirements, business expansion and growth or purchase of commercial/ industrial property.

Agri & Rural Loan

Agri & rural loans are lending schemes for farmers and rural applicants. The purpose of the loan is to support agriculture as well as non-agriculture activities. The loan can be availed as gold loan, tractor loan, crop loan etc.

Loan Against Property

Loan against property (LAP) is a secured loan that is offered against residential or commercial property for purposes such as business expansion, higher education, home renovation, medical emergencies etc.

Auto Loan

Auto loan is a secured loan offered for purchasing a new car, pre-owned or used car, two wheeler or commercial vehicle. The loan is offered as a term loan for 3 to 5 years at an affordable interest rate. Our agents act as one stop hubs to apply for all types of auto loans.

Tractor Loan

A tractor loan can be applied for purchase of a new tractor, used tractor, harvester, rotavator, trolley, blower, loader and dozer/bailer etc to individuals/ proprietor firm/ partnership firm/ pvt ltd co/ ltd co etc..